A car accident can be a scary and confusing experience. In Virginia, knowing the right steps to take after a crash is important for processing insurance claims, determining fault, and protecting yourself legally. This guide simplifies the process, allowing you to focus on what matters most after an accident.
Prioritize Medical Attention
Always check for injuries and seek medical attention for anyone who needs it before dealing with paperwork or car damage.
Contact Law Enforcement
Call the police for any accident involving:
- Major vehicle damage that makes driving unsafe
- Injuries requiring medical attention beyond basic first aid
- Other vehicles with people inside
Even for minor single-vehicle accidents, a police report provides an unbiased record for insurance companies and potential legal representatives.
Exchange Information with Other Drivers
Get the following details from all involved drivers:
- Names and contact information
- Insurance company names and policy numbers
- Vehicle make, model, and license plate number
- Driver’s license numbers
Take pictures of the damage to all vehicles and any injuries. Photos act as strong evidence to support your claim.
Document the Scene
Take wide-angle photos showing the positions of vehicles on the road, debris scattering, and damage to surrounding objects like guardrails. These photos can significantly help with determining fault and processing claims later.
Get Witness Statements
If bystanders saw the accident, ask for their perspective of events and contact information. Witness statements can help verify the sequence of events.
Inform Your Insurance Company
Contact your insurance provider as soon as possible to report the accident, initiate a claim, and understand the next steps based on your policy coverage. Your insurer will then contact other parties involved and manage the investigation.
Seek Legal Counsel for Serious Accidents
Most accidents involve car repairs and medical bills, but severe crashes can lead to complex legal situations. In such cases, consult an experienced car accident attorney to assist with negligence disputes, settlement negotiations, and potential court appearances.
Following these essential steps – getting medical help, gathering information and evidence, and contacting your insurance company – lays a solid foundation to protect yourself after a collision.
